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April 1, 2005

"The Fight for Freedom: Financing a Health Care Culture of Life" By Michael J O'Dea
A paper presented for the Heritage Foundation Lecture "Time for Faith Based Health Insurance" Washington, DC (June 24, 2004)

Introduction

The purpose of this paper is to provide prolife, profamily, health care professionals, public

policy and religious leaders factual documentation of the evolution of a private and public

health care policy that is an attack on the right to life, family values, religious liberty,

conscience and economic and political freedom. This attack begins before new human life

enters into the world and ends as human life exits the world. It is a battle over who controls

what is to be financed in health care. “Who controls the gold controls the show”. The National

Organization of Women (NOW) set the stage by developing a model health plan for its

members. The Alan Guttmacher Institute (AGI), formerly a Division of Planned Parenthood

(PP), teamed up with the private and public sector and recommended that National Health

Insurance include 100% (one hundred percent) coverage for all reproductive procedures.

The Clinton Administration bureaucrats, having failed with a massive national health care

program in 1993, pushed through, piecemeal, many provisions that resulted in promoting the

“Culture of Death” as proposed by AGI; the confidential inclusion of abortion, sterilization and

contraception for children under 19, in the State Children’s Health Plan (S-CHIP), Health

Insurance & Accountability Act (HIPAA), Federal Employee Health Benefit Plan (FEHBP) and

Equity in Prescription and Contraceptive Coverage (EPICC). All of this was accomplished on

a false compassionate agenda of caring for women and children and led by PP/AGI, NOW,

National Abortion Rights League NARL, and other powerful, dedicated and well funded

reproductive rights political interest groups.

It is the author’s belief that what we pay for is what we get! According to Pope John Paul II,

we are engaged in a struggle between a “Culture of Life” and “Culture of Death”. This paper

will provide an insight to the background of those who planned, staged and implemented this

attack on life, the strategic and tactical planning they proposed, and the victories they

achieved. The explicit and subtle financing of the health care Culture of Death will be

identified and practical solutions to redirect private and public health care dollars to fund a

health care “Culture of Life” will be provided. The ultimate goal of this paper is to educate

health care leaders, policy makers, think tanks, and religious leaders on the urgency to

reclaim control of what is financed, to pass laws that protect conscience and provide tax

equity for all Americans, and to restore the free market in health care.

NOWmed - National Organization for Women, Inc Create Health Plan

In 1987, National Organization for Women (NOW) joined forces with Consumers United

Insurance Company (CUIC) to develop the health plan, NOWmed, for their members,

spouses, partners and children that provided the following benefits1:

• Coverage for your partner under the same policy regardless of marital status or sex

• Coverage for elective abortions, and

• Coverage for surgical and non surgical birth control

In the same year, Care Choices, owned by Mercy Health Services, set up a bi-pass

mechanism to facilitate abortion, sterilization and contraceptive coverage for members of the

UAW. Care Choices send their HMO premiums to a Third Party Administrator (TPA), “an arm

length removed” from Care Choices. This TPA forwards most of the premium dollars to Care

Choices, but confidentially diverts a portion of the premium to another health insurance

company for abortion and other family planning procedures2. In many cases, purchasers of

this health plan are not aware that premium dollars were being used for these procedures.

As of the writing of this paper, these same benefits are being imposed or forced on most

Americans through self insured employer based, fully insured state regulated health plans as

well as federal health plans. NOWmed is quickly becoming the financing model for U.S.

Health Care. Even more insidious, these procedures are being provided to children without

parental knowledge and/or consent.

The Planned Parenthood Agenda

Since 1987, under the direction and leadership of Planned Parenthood and The Allen

Guttmacher Institute (AGI), public and private health plans have been shaping a health

care "Culture of Death" by financing confidential abortion, contraception, sterilization,

invitro-fertilization and artificial insemination procedures.

A clear example of who large insurers side with is their quick response to the availability of

RU-486. On October 2, 2000, the Associated Press reported that; "National Insurance

Companies Say They Will Cover RU-486" "New York, NY - Health insurers have generally

agreed to cover the newly approved RU-486 abortion drug, according to a survey of leading

managed care plans. The health insurers, including national companies Aetna, United

HealthCare and Cigna, will cover the dangerous abortion drug as a standard benefit..."

How did your carrier respond to the approval of RU-486? The only identifiable administrator

that will not cover RU-486 in plans it administers is Verus Health. They can be found at

www.verushealth.com.

While the protectors of life have been busy fighting state and legislative abortion battles, the

proponents of death were quietly and successfully implementing their health care agenda.

Obviously the abortion battle must continue to be fought until law once again protects the

sanctity and dignity of all human life, particularly the pre-born. However, the fight for life must

also be fought on another front. Having failed to aggressively engage in the health care battle

in the early stages, pro-life interests in health care have suffered a serious defeat. Not only

has right of conscience to finance moral and ethical health plans been taken away from most

Americans, the right to religious liberty, the freedom for parents to exercise their rights of

conscience and, the freedom to be primary educators of their children, have been violated.

Managed Care

Uneven and Unequal, Insurance Coverage and Reproductive Health Services”,

The 1993, Alan Guttmacher Institute (AGI) health care reform report “Uneven and Unequal

Insurance Coverage and Reproductive Health Services” confirmed that the private sector, with

managed care, was leading the pack in promoting a culture of death by the subtle and

manipulated implementation of abortion and sterilization in most health plans. This study

evaluated private-sector health and insurance coverage and made recommendations to retain

the strengths of the current system - such as the widespread coverage of surgical abortion

and sterilization - and at the same time include coverage for contraception in traditional plans.

According to this report, at least 86% of all types of typical plans routinely cover tubal

ligation and at least two-thirds cover abortion services. The “family planners” said this

was not enough; they wanted 100%, coverage for abortion, sterilization and

contraceptives3. With the expansion of HMOs since 1993, the family planners got their wish.

More and more employers expanded to HMOs and POS networks where coverage for

abortion, sterilization and contraception is usually covered. Most employers, employees and

individuals with major medical health plans are not aware that their health premiums were

paying for abortion. This was due to the exclusion language in most plan designs “does not

cover elective and/or voluntary abortion”. “Elective” and “voluntary” have no definition, unless

they are defined in more detail in the plan design that is filed with state or federal regulators.

What this means is that abortions are covered for any reason, as long as a woman can

find a doctor that says it is “medically necessary” (another term without a clear

definition).

According to AGI, confidentiality of abortion services is “more important to reproductive

services than to other types of medical care”. This same study reported that 71% of HMOs

allowed confidential reproductive procedures for spouse and non-spouse dependents 18 and

over, and 64% for nonspouse dependents under 18.

AGI concluded their study by stating the minimal criteria any healthcare reform package must

cover: 1) full range of reproductive health care services (abortion, sterilization, contraception)

2) dependents 3) confidentiality of reproductive health procedures for all individuals covered

under the plan, and 4) preventive reproductive services, without deductibles and copays,

again to assure confidentiality.

Improving the Fit, Reproductive Health Services in Managed Care Settings”

Having failed to get their agenda though the Clinton Administration’s National Health

Insurance Plan, PP/AGI went back to the drawing board and formulated an incremental

approach to accomplish their goals in their 1996 Proposal “Improving the Fit, Reproductive

Health Services in Managed Care Settings”. AGI recommended that “all manage care

systems” cover the full range of reproductive services for all “enrolled individuals of

reproductive age…. and where religious or personal reasons, that may not provide for all

these covered services, AGI insisted that all religious plans must contain a bypass

mechanism to help enrollees access these covered services4. AGI went on to state that “key

to this recommendation is the establishment of appropriate procedures for plan enrollees to

demonstrate enrollment without having to involve a parent or spouse”.

In addition to the above, AGI recommended5:

• Control of Administration (billing and claims) to maintain confidentiality.

• Direct Access to OBGYN to include confidential procedures for abortion,

contraceptives, sterilization, artificial insemination and invitro-fertilization.

• Nationwide subsidized family planning clinics (to include confidential coverage for

children).

• Accreditation standards to ensure accessibility and confidentiality of reproductive

health services.

Planned Parenthood Agenda Shapes Health Care Financing

When Americans thought the Clinton Administration’s National Health Insurance was

defeated, the bureaucrats supporting “Improving The Fit”, incrementally pushed through state

and federal health care legislation promoting and reinforcing a health care “Culture of Death”.

State Children Health Insurance Plan (S-CHIP)

AGI's first goal of their 1996 “Improving the Fit”, recommending that family planning clinics

seek out and market themselves to managed care systems, was accomplished through the

new State Children's Health Insurance Program (S-CHIP). The federal government

established the State Children’s Health Insurance Program (S-CHIP) in 1997 to expand health

care insurance coverage to children under 19 whose parents earn up to 200% of the poverty

level. 48 billion dollars have been allocated to this program over 10 years (1998 to 2007), with

the basic stipulation that covered services would include physician and hospital care,

laboratory, X-ray services, well-child care and immunizations. While the major goal of this

program was to make health care affordable to lower income families, the reality is that

millions of dollars from S-CHIP are being channeled into the promotion and provision of

confidential family planning services that include sterilization, contraception, and abortion.

Teenage females can be signed up for a CHIP program by schools, family planning services,

and social service organizations and given contraceptives, and abortions without their parents,

knowledge or consent. Taxpayers are subsidizing these services, thereby violating millions of

American’s deeply held moral convictions and threatening religious liberty guaranteed by the

Constitution. Lawmakers must be encouraged to reform S-CHIP at both the federal and state

levels by specifically removing coverage of contraception, sterilization, and abortion.

Why are Family Planning Services covered by S-CHIP?

The reasons that confidential family planning services for teenagers have been slipped into

state CHIP programs comes from 1) the choices the federal government gave the states to

implement the program 2) the vague and confusing manner in which S-CHIP was presented

to state legislators and 3) the powerful lobby of pro-abortion organizations. Although not

required by Congress, it appears that most state plans cover family planning procedures. All

50 states have used the federal funds to either expand their Medicaid program (21 states),

develop their own program (16 states) or combine Medicaid with a state designed program.

(13 states).6 Because Medicaid is mandated to cover family planning services, the states that

chose to expand Medicaid (AK, AR, DE, HI, ID, IL, IN, KS, LA, MD, MN, MO, ND, NE, NM, OH

SC, SD, TN, WI + DC) 7 were required cover these services. The states that opted to develop

their own program were not mandated to cover family planning services. Though S-CHIP

legislation states that “such funds may include coverage of abortion only if necessary to save

the life of the mother or if the pregnancy is the result of rape or incest,” exact coverage or the

exclusion of abortion and other specific family planning services are not mentioned.8 Despite

this, 48 out 50 states took the liberty to offer full confidential family planning procedures.

“Reproductive Rights” and abortion advocate groups are pleased with the outcome.

Recommendations of the Alan Guttmacher Institute (AGI), the Research Arm for Planned

Parenthood, state that “all managed care plans should cover the full range of reproductive

health services for all enrolled individuals and all dependents of reproductive age” and that if

providers have religious or moral objections to offering these services “plans must have a

bypass mechanism to help enrollees access to covered services” 8 Additionally, AGI’s goal of

maintaining confidentiality at all phases of family planning services, including referral, billing

without deductibles or copays, accreditation standards, and the establishment of nationwide

subsidized family planning clinics,9 has also been embraced by most S-CHIP plans.

Unhealthy consequences of family planning services

While brochures describing the S-CHIP plans sound benevolent, parents may be uninformed

that their daughters may receive contraceptive and abortion procedures without their

knowledge or consent.10 Besides the outright killing of the unborn; this is particularly

detrimental given the long-lasting, life-threatening psychological and physical complications of

abortion and contraception. Compared to women who have given birth, the suicide rate of

women who have undergone abortions is at least 6 times higher 11 and the overall death rate

in the year following an abortion is 4 times higher.12 Substance abuse, post-traumatic stress

disorder, depression and a host of other psychiatric problems are common in women who

have undergone abortion.12 Abortion is also associated with an increased risk of cervical

incompetence, ectopic pregnancies, infection, and other physical complications which reduce

a woman’s chance of later having a wanted child.13 Twenty-seven out of thirty-three studies

have shown a positive

link between abortion and breast cancer with the overall increased risk being 30.8%.13 In

young women who have had multiple abortions and never have had a full term pregnancy,

the breast cancer risk is increased several fold.14 Since 1980, 18 out of 20 studies have

shown the oral contraceptive pill to add a significant risk of developing breast cancer.15 Most

of the studies have shown the increased risk to be in the range of 40%11 to 88%17, with the

greatest risk (210%) being in teenage women.18 Because breast cancer is the leading cause

of cancer in women (1 in 8 American women will develop breast cancer in her lifetime)19, oral

contraception and abortion put teenagers at extremely high risk. The contraceptive pill is also

associated with a significant increased risk of blood clots, stroke, heart attacks, and cancers of

the cervix and liver.20 “Safer Sex” advocates claim condoms provide protection from HIV virus

and pregnancy. Given the naturally occurring voids or “channel like defects” in latex used in

condoms that are between 10 to 700 times larger than the HIV virus, and the actual breakage

rates of condoms being approximately 5%, reproductive rights advocates have erroneously

led the lay public into believing that “safer sex’ is 100% effective.21 “Non-health” procedures

such as contraceptives and abortions should not be paid for with tax dollars, and parental

consent must be required to protect our teenagers and the unborn.

States that removed Family Planning Services from S-CHIP coverage

Groups in Pennsylvania and Michigan have successfully removed family planning services

from their S-CHIP programs. In 1998, the Pennsylvania Catholic Health Association (PCHA)

and the Pennsylvania Catholic Conference (PCC) jointly sent a proposal to the Executive

Director of the Pennsylvania Children’s Health Insurance Program (CHIP) which stated “It is

imperative that families with eligible children have an adequate choice of providers and health

plans, as well as built-in protections to ensure access to high-quality health care. If this

program is to be workable, it must allow and protect participation by Catholic-sponsored

providers and plans without requiring that they offer morally objectionable procedures, some

of which are included in a “core benefit package.”22 Pennsylvania appears to be the only state,

which does not pay for any family planning procedures with federal S-CHIP funds.

In Michigan, the Engler Administration was initially under the impression that to receive federal

funding, the state’s (CHIP) program would have to include family planning procedures. The

initial MIChild program provided coverage for family planning services, including abortions.

Concerned citizens and organizations together formed a MIChild Reform Committee, which

educated lawmakers on S-CHIP point by point. As a result, MIChild has been amended to

remove the coverage for sterilization and abortion except to save the life of the mother. The

current focus, of the MIChild Reform Committee, Parental Rights Coalition, Christus Medicus

Foundation and other prolife/profamily groups, is to encourage the Engler Administration to

pass an amendment which would remove federal and state funding of contraceptives,

currently distributed to children under 19 years of age without parental consent.

In their April 2002 Fact Sheet, Planned Parenthood encouraged use of S-CHIP to expand

their control of American children’s sexual and reproductive health care. Since CHIP enables

states to design the program best suited to their needs, Planned Parenthood urged health

officials to advocate the extension of adolescent reproductive health coverage (euphemism for

contraception and chemical abortion), in their states and to actively participate in outreach

efforts that can significantly enhance adolescent access to healthcare. “Because an estimated

16 percent of uninsured children are adolescent women aged 13-18 (AGI, 2001) and

approximately one out of every six teens ages 15 to 18 lacks health care coverage” (CDF,

Summer 2001), CHIP – has become the largest investment by the U.S. government in

children's health care since Medicaid was created. This could provide a significant funding

source for family planning services for these adolescents. 23

On June 18, 2002, the Christus Medicus Foundation (CMF) discovered that the Michigan

Conference Committee for the Community Health Department (consisting of House Speaker

Rick Johnson (R), Senate Majority Leader Dan DeGrow (R), Assistant Majority Chair for

Conference Committee Senator Joel Gougeon, and Chair for Community Health Department,

Rep. Micky Mortimer (R)) had ditched House Amendment (H1) to Senate Bill 1101."

Republican leadership in the House and Senate thus missed an opportunity to remove the

funding of non health-care services in order to protect:

• children's physical and psychological health,

* the rights of parents to know what services their children are receiving, and

* the rights of taxpayers not to fund unhealthy and morally objectionable chemicals and

devices which undermine the family.

House Amendment (H1) to Senate Bill 1101, introduced by Michigan Reps. Scott Hummel and

Gary Newel, passed 73 to 22 on the floor of the House on May 22, 2002. This amendment

would prohibit state and federal tax money for contraceptives, currently available through the

State Children's Health Plan (S-CHIP) 2002 budget, known as MIChild, from going to Planned

Parenthood, abortion providers and other organizations that undermine parental authority by

providing and promoting contraception to minors without parental consent. The Christus

Medicus Foundation was given the following response on why the H1 amendment did not

appear for a vote at the public conference Committee held on the morning of June 18, "The

committee had to delete (H1) because to get federal funds for MIChild, the federal

government requires coverage for contraceptives without parental consent," said Bret

Henderson, legislative aid to Senator Gougeon. The truth, however, was otherwise. "It is

important to note that there is no federal government requirement for the state of Michigan to

provide coverage’s of these benefits," said Congressman Joe Knollenberg in a letter dated,

Oct 8, 1998 to O'Dea responding to whether the federal government required Michigan to fund

contraception in MIChild.23

In the June 18, 2002 afternoon Senate session on the Michigan Department of Community

Health budget, Senator Dale Shugars gave the following protest statement against the

adoption of the first conference report on Senate Bill No. 1101: "I rise to vote 'no' on this bill

because of the fact that the conference committee took out section 1678 that says, 'MICHILD

funds shall not be used to provide or promote any contraceptives to minors without parental

consent.' I believe that undermines the families in Michigan. I know that here is an argument

that the federal government will sanction if we were to pass that, but the House of

Representatives passed it with 72 Representatives supporting that language. I thought we

should be supporting that. We support our parents’ rights, and I think this just undermines it. I

have been told also that the policy for state employees’ health care has the same verbiage as

for minors of employees who work for the state of Michigan that the parents don't have to be

notified for their children to get contraceptives. I think that undermines the family values that

are so important to all of us, and so that's why I voted 'no.'"

Because states are allowed a large amount of flexibility, the Medicaid CHIP program in New

York recently applied for and was granted by President Bush a waiver that increased payment

of confidential contraception for children in families up to 200% of the poverty level. These

types of waivers are being requested by most states. In the states where the bureaucrats

supporting the PP agenda go unchallenged, huge amount of dollars are being used to

undermine parents and shape the conscience of our children’s sexual behavior.

Federal Employee Health Benefit Plan (FEHBP)

AGI’s second achieved goal was the federal mandate in H11187 Federal Employee

Health Benefit Plan (FEHBP) that forced Americans to pay for contraceptives for federal

employees. Along with this mandate the religious organizations that qualified for the

exemption to opt out of providing coverage for contraceptive procedures were identified. The

irony is that it appears that the religious organizations, identified in the legislation as qualifying

for this exemption, were originally provided to the legislators by Office of Personnel

Management (OPM). All of the health care organizations identified, had already formed

arrangements to facilitate coverage for contraception. 2 As of the writing of this paper, there is

not a FEHB Plan that excludes arrangements for payment of contraception.

AGI now had a model to show religious organizations how they could cooperate with

the family planners. According to the December 1998 issue of The Allen Guttmacher

Report On Public Policy “OPM directed federal agencies to inform their employees that if an

individual provider within a plan declines to provide contraception, they should contact the

plan, which “will arrange for you to have access to a provider who will…25” This report leads

one to believe that a provider is required by law to arrange for these services. However, a

provider is only required by law to make arrangement for these services if they agreed to do

so in their health plan design. All of the plans offered by religious organizations, identified in

the FEHBP legislation, have agreed to provide access to contraceptive procedures?

The family planners, through the assistance of AGI, used the passage of the FEHBP law

to set the stage for state and federal laws mandating contraception in all health plans.

The December 1998 Guttmacher Report claimed “Contraceptive Coverage Makes In-Roads”

with the passage of the new FEHBP law. “An important precedent for mandated contraceptive

coverage in private-sector insurance plans was set this year in Congress…. “Both in Medicaid

and the private market, religious plans have found ways to provide access to contraceptives

while remaining at arms length from them.” 25

The quote from The Guttmacher Report (December 1998) on public policy states: “Both in the

context of Medicaid and the private market, religious plans have found ways to provide access

to contraceptives while remaining ‘at arms length from them’ this demonstrates the urgency

for Americans to fight for the right to life and protection from parental authority being

undermined, by even religious organizations. Developing health care alternatives that fundlife

saving care and which exclude funds and access to procedures that promote death and

increasing state control of our children must become a national public policy priority.

In Evangelium Vitae, Pope John Pope Paul II alerted us that “health care professionals are

sometimes being manipulators of life” and in Centissimus Annus, he alerts us to the State

using the Church to accomplish its goals. The 105 Congress, state legislators, health care

professionals and AGI, crafted legislative initiatives for insurance coverage for reproductive

services, that violate church teaching and have cleverly used religious organizations to

cooperate in facilitating provision of these procedures.

Although the family planners would like health care providers to believe that religious

organizations are required to facilitate coverage for sterilization, contraceptives, abortifacients

and abortion for rape, incest and life of the mother, it is not federal law. AGI and the

reproductive rights proponents are making it appear that this bypass mechanism is a

federal requirement for religious organizations. However, the federal government has not yet

mandated contraception, sterilization or abortion for any reason in private health care plans, nor

have most states. This was reinforced by the 9th U.S. Circuit Court of Appeals in San Francisco

decision where-in by federal-government lawyers urged denying the Navy the right to stop

paying for an abortion (for an Everett woman carrying a baby missing most of its brain). Abortion

coverage was not a federal mandate for any health plan. 26

Health Insurance & Accountability Act (HIPAA)

AGI’s goals to control Administration (billing and claims) in order to maintain confidentiality

and to control accreditation standards, to ensure accessibility and confidentiality of

reproductive health services at the federal level was initially accomplished by the Clinton

Administration in HIPAA. Through extensive lobbying and educating by the Christus Medicus

Foundation this regulation was later reversed, at the federal level, by President Bush.

The 1,500 pages of regulations, examined by Cynthia Dudek, Advisor to Christus Medicus

Foundation, has uncovered the serious flaws undermining parental rights in the health care

decisions of their children.

CHILD/PARENT BARRIER: Parents may not be allowed to have access to the medical

record information of their minor children and children may be treated without consent.

[§164.502(g) (1) Standard: Personal representatives

Ms. Dudek raised the issue of parental rights in early February and worked diligently with the

Christus Medicus Foundation, which joined forces with the National Conference of Catholic

Bishops and the Family Research Council to alert and make recommendations to Secretary

Claude Allen at the U.S. Health and Human Service (USHHS) and to the Whitehouse that

eventually resulted in President Bush’s decision to protect parental rights.

Privacy Rules

President Bush Protects Parental Rights in HIPAA

On April 12, 2001, Christus Medicus Foundation reported that Health and Human Services

Secretary Tommy Thompson of U.S. Health and Human Services had announced:

"Today, I am pleased to announce that the President is taking a bold and definitive step to

protect the rights of citizens to keep their medical records confidential.""...parents will have

access to information about the health and well-being of their children, including information

about mental health, substance abuse or abortion.”

The Department of Health and Human Services clarified that State laws or other applicable

laws govern in the area of parents and minors. In addition, the Final Rule clarifies that, where

the minor controls his or her own health information and the law does not define the parents'

ability to access the child's health information, the licensed health care provider exercises

discretion to grant or deny access, as long as that decision is consistent with state or

other applicable laws.

A change in medical privacy rules proposed yesterday by the Bush administration

would eliminate a provision requiring patients to give written permission before their

records can be viewed by a third party, giving parents the ability to scan their

children's medical records to see if they have at any time sought an abortion or

undergone treatment for sexually transmitted diseases, the Washington Post reports

(Goldstein, Washington Post, 3/22). The proposed rule alters a Clinton administration rule

that requires doctors to obtain patients' consent before disclosing their records to third parties.

Under the Clinton rule, if a minor has the right to obtain a medical service without parental

consent in a certain state, he or she also has the right to privacy (Meckler, Associated Press,

3/22). The Bush administration announced last April that it would alter the rule to allow parents

access to their children's medical records (Kaiser Daily Reproductive Health Report, 4/13/01).

However, the proposed rule would not trump any state laws that specifically guarantee minors

the right to privacy. Privacy advocates said minors may be more hesitant to seek "sensitive

health services," such as abortion, under the proposed Bush rule (Washington Post, 3/22).

"It's a real step back," Janlori Goldman, director of the Health Privacy Project at

Georgetown University, said (Associated Press, 3/22). The rule will be published in the

Federal Register next week and will be subject to a 30-day comment period. The government

will decide whether to issue a final rule that carries the "force of law" after reviewing the

comments (Pear, New York Times, 3/22). The final rule would take effect on April 14, 2003,

but "certain small health plans" would have until April 14, 2004, to comply (HHS release,

3/21).

Consent and Notice in HIPAA

It will be very unlikely that anyone understands all of the regulations in HIPAA. However, the

U.S. Department of Health and Human Services (USDHHS) was clear on the patient’s

consent for release of health information. Page 53231 of HIPAA in the Federal Register

states:

“The Department disagrees that safeguarding individual’s privacy interests requires that

individuals be permitted to authorize all uses and disclosures of protected health information

about themselves. In developing the Privacy Rule, the Department carefully weighed privacy

interests with the need for identifiable information for certain public policy and national priority

purposes“.

Equity in Prescription Insurance and Contraceptive Coverage (EPICC)

Allen Guttmacher Institute (AGI) and Planned Parenthood (PP) achieved their greatest

success when Nineteen (21) states (Arizona, California, Connecticut, Delaware, Georgia,

Hawaii, Iowa, Illinois, Maine, Maryland, Massachusetts, Missouri, New Hampshire, New

Mexico, Nevada, North Carolina, Rhode Island, Texas, Vermont, Washington, and New York)

passed Equity in Prescription and Contraception Coverage (EPICC) legislation that would

require all FDA approved contraceptive/abortifacient chemicals and devices in all state

regulated insurance plans that have prescription coverage. Although a few states have

included conscience clauses, it does not appear that any fully insured health plan can

exclude contraception coverage.

The California legislation, which was signed into law by Governor Davis on September 27, 1999,

is called "The Women's Contraceptive Equity Act." This is the legislation modeled after EPICC

in Prescription Insurance and Contraceptive Coverage Act) introduced in nearly every state and

its federal counterpart is currently pending in Congress. This mandate forces employers—even

religious employers—to pay for such coverage, even when so doing it violates the teachings

of these religious entities.

Catholic Charities of California sued in July 2000 to have the law overturned on the grounds that it

violates the First Amendment’s right to freedom of religion. March, 1, 2004 California Supreme

Court Ruled that Catholic Charities Health Care Plan Must Include Contraception (March 1, 2004)

- A Roman Catholic charitable organization must include contraception coverage in its health

care plan for workers even though it is morally opposed to contraception, the California

Supreme Court ruled Monday.

Most parents don’t know this means that a health plan from a Catholic organization, with

prescription coverage, must pay for confidential coverage for chemical and mechanical devices

that, not only prevent pregnancy, but also induce abortion. It is outrageous that a child can now

take their parent’s insurance card to a health clinic and get these abortifacient chemicals and

devices, without parental knowledge and/or consent.

The 6-1 ruling could reach far beyond the 183 full-time employees of Catholic Charities and affect

thousands of workers at Catholic hospitals. The high court said Catholic Charities is no different

from other businesses in California, which is one of 20 states that require company-provided

health plans to include contraception coverage.

This is only the beginning of the attack on the Catholic Church. If the Catholic Church can be

forced to cover contraception for its workers, then it can be forced to pay for abortions and even

homosexual relationships. Not only will the Catholic Church be attacked but so will Evangelical

Protestant churches and other faith based organizations. The proponents of abortion and

immorality are demanding their outrageous agenda as part of their civil rights and freedom “to

choose”. Choice however is only for them. Catholic and other faith based employers are given

"no choice." Health care is quickly becoming a major battle for freedom in the war between the

“culture of life” and the “culture of death”.

Since many Catholic hospitals already have contraception as part of their regular health plans, it

was not a surprise to see Catholic Charities adhere to the new law and provide contraceptives as

health-care packages until the outcome of the case is concluded. "It is a fact," acknowledges

Carol Hogan, associate director for pastoral projects and communications for Catholic Charities of

California, "and it is one that was used quite effectively by the opposition. This is a matter of great

concern to the bishops, and it is being dealt with." The availability of contraception coverage for

employees of many Catholic organizations suggest that the Church is not all that horrified about

being associated with contraception. If Catholic hospitals can come up with an arm's-length

“bypass” using Third Party Administrators,--as many Catholic hospital systems do when they

adopt a hospital or health insurance plan that provides sterilizations and abortions, then why is

Catholic Charities making such an objection to contraception. 27

Richard Doerflinger, of the pro-life office of the US bishops' conference, responded that the

bishops are taking seriously the health plans of Catholic organizations. He attributes

contraception coverage to an oversight by many Catholic administrators. "They never looked at

their employee health insurance as something that needed moral scrutiny, and just bought a

package," Dorflinger says. "That's extremely unfortunate, and it is being corrected now in many

instances." 28

Although the California contraceptive law does provide for a religious exemption, the exemption

(which has been characterized as "narrow" by Planned Parenthood) is really a smokescreen. The

"religious exemption" only applies to "religious employers." "[A] 'religious employer' is an entity for

which each of the following is true: (A) The inculcation of religious values is the purpose of the

entity. (B) The entity primarily employs persons who share the religious tenets of the entity. (C)

The entity serves primarily persons who share the religious tenets of the entity. (D) The entity is a

nonprofit organization…."

Richard Myers, Professor at the Ave Maria Law Schools and Board Member of CMF, has

provided an excellent analysis of the California Act. It is quite clear that this exemption would

cover very few—if any—Catholic organizations. For many of them, the purpose of the entity is not

to inculcate religious values. Many of them do not employ or serve primarily persons who share

the religious tenets of the entity. Think about a hospital or a school, or a soup kitchen or a

homeless shelter. Moreover, the exemption would be very difficult to administer. Is the Capuchin

soup kitchen supposed to inquire whether the individuals it serves "share the religious tenets of

the entity?" In addition, the exemption is only available to nonprofits. The clear message is that

anyone else, e.g. the devout Catholic who runs his or her own business, forfeits the right to

religious freedom in this part of his or her life. It would appear that religion is only acceptable

when it doesn't matter, or at least doesn't matter very much. Religion, in this understanding, is

treated by government as a hobby, as a Yale law professor once noted.

EEOC Ruling on Contraceptive Co