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Introduction
The purpose of this paper is to provide
prolife, profamily, health care professionals, public
policy and religious leaders factual
documentation of the evolution of a private and public
health care policy that is an attack on
the right to life, family values, religious liberty,
conscience and economic and political
freedom. This attack begins before new human life
enters into the world and ends as human
life exits the world. It is a battle over who controls
what is to be financed in health care. “Who
controls the gold controls the show”. The National
Organization of Women (NOW) set the stage
by developing a model health plan for its
members. The Alan Guttmacher Institute
(AGI), formerly a Division of Planned Parenthood
(PP), teamed up with the private and
public sector and recommended that National Health
Insurance include 100% (one hundred
percent) coverage for all reproductive procedures.
The Clinton Administration bureaucrats,
having failed with a massive national health care
program in 1993, pushed through,
piecemeal, many provisions that resulted in promoting the
“Culture of Death” as proposed by AGI; the
confidential inclusion of abortion, sterilization and
contraception for children under 19, in
the State Children’s Health Plan (S-CHIP), Health
Insurance & Accountability Act
(HIPAA), Federal Employee Health Benefit Plan (FEHBP) and
Equity in Prescription and Contraceptive
Coverage (EPICC). All of this was accomplished on
a false compassionate agenda of caring for
women and children and led by PP/AGI, NOW,
National Abortion Rights League NARL, and
other powerful, dedicated and well funded
reproductive rights political interest
groups.
It is the author’s belief that what we pay
for is what we get! According to Pope John Paul II,
we are engaged in a struggle between a “Culture
of Life” and “Culture of Death”. This paper
will provide an insight to the background
of those who planned, staged and implemented this
attack on life, the strategic and tactical
planning they proposed, and the victories they
achieved. The explicit and subtle
financing of the health care Culture of Death will be
identified and practical solutions to
redirect private and public health care dollars to fund a
health care “Culture of Life” will be
provided. The ultimate goal of this paper is to educate
health care leaders, policy makers, think
tanks, and religious leaders on the urgency to
reclaim control of what is financed, to
pass laws that protect conscience and provide tax
equity for all Americans, and to restore
the free market in health care.
NOWmed - National Organization for Women,
Inc Create Health Plan
In 1987, National Organization for Women
(NOW) joined forces with Consumers United
Insurance Company (CUIC) to develop the
health plan, NOWmed, for their members,
spouses, partners and children that
provided the following benefits1:
• Coverage for your partner under the same
policy regardless of marital status or sex
• Coverage for elective abortions, and
• Coverage for surgical and non surgical
birth control
In the same year, Care Choices, owned by
Mercy Health Services, set up a bi-pass
mechanism to facilitate abortion,
sterilization and contraceptive coverage for members of the
UAW. Care Choices send their HMO premiums
to a Third Party Administrator (TPA), “an arm
length removed” from Care Choices. This
TPA forwards most of the premium dollars to Care
Choices, but confidentially diverts a
portion of the premium to another health insurance
company for abortion and other family
planning procedures2. In many cases, purchasers of
this health plan are not aware that premium
dollars were being used for these procedures.
As of the writing of this paper, these
same benefits are being imposed or forced on most
Americans through self insured employer
based, fully insured state regulated health plans as
well as federal health plans. NOWmed is
quickly becoming the financing model for U.S.
Health Care. Even more insidious, these
procedures are being provided to children without
parental knowledge and/or consent.
The Planned Parenthood Agenda
Since 1987, under the direction and
leadership of Planned Parenthood and The Allen
Guttmacher Institute (AGI), public and
private health plans have been shaping a health
care "Culture of Death" by
financing confidential abortion, contraception, sterilization,
invitro-fertilization and artificial
insemination procedures.
A clear example of who large insurers side
with is their quick response to the availability of
RU-486. On October 2, 2000, the Associated Press reported that;
"National Insurance
Companies Say They Will Cover RU-486"
"New
York, NY - Health insurers have generally
agreed to cover the newly approved RU-486
abortion drug, according to a survey of leading
managed care plans. The health insurers,
including national companies Aetna,
United
HealthCare and Cigna, will cover the
dangerous abortion drug as a standard benefit..."
How did your carrier respond to the
approval of RU-486? The only identifiable administrator
that will not cover RU-486 in plans it
administers is Verus Health. They can be found at
www.verushealth.com.
While the protectors of life have been
busy fighting state and legislative abortion battles, the
proponents of death were quietly and
successfully implementing their health care agenda.
Obviously the abortion battle must continue
to be fought until law once again protects the
sanctity and dignity of all human life,
particularly the pre-born. However, the fight for life must
also be fought on another front. Having
failed to aggressively engage in the health care battle
in the early stages, pro-life interests in
health care have suffered a serious defeat. Not only
has right of conscience to finance moral
and ethical health plans been taken away from most
Americans, the right to religious liberty,
the freedom for parents to exercise their rights of
conscience and, the freedom to be primary
educators of their children, have been violated.
Managed Care
“Uneven and Unequal, Insurance
Coverage and Reproductive Health Services”,
The 1993, Alan Guttmacher Institute (AGI)
health care reform report “Uneven and Unequal
Insurance Coverage and Reproductive Health
Services” confirmed that the private sector, with
managed care, was leading the pack in
promoting a culture of death by the subtle and
manipulated implementation of abortion and
sterilization in most health plans. This study
evaluated private-sector health and
insurance coverage and made recommendations to retain
the strengths of the current system - such
as the widespread coverage of surgical abortion
and sterilization - and at the same time
include coverage for contraception in traditional plans.
According to this report, at least 86% of
all types of typical plans routinely cover tubal
ligation and at least two-thirds cover
abortion services. The “family planners” said this
was not enough; they wanted 100%, coverage
for abortion, sterilization and
contraceptives3. With the expansion of HMOs since 1993, the
family planners got their wish.
More and more employers expanded to HMOs
and POS networks where coverage for
abortion, sterilization and contraception
is usually covered. Most employers, employees and
individuals with major medical health
plans are not aware that their health premiums were
paying for abortion. This was due to the
exclusion language in most plan designs “does not
cover elective and/or voluntary abortion”.
“Elective” and “voluntary” have no definition, unless
they are defined in more detail in the
plan design that is filed with state or federal regulators.
What this means is that abortions are
covered for any reason, as long as a woman can
find a doctor that says it is “medically
necessary” (another term without a clear
definition).
According to AGI, confidentiality of
abortion services is “more important to reproductive
services than to other types of medical
care”. This same study reported that 71% of HMOs
allowed confidential reproductive
procedures for spouse and non-spouse dependents 18 and
over, and 64% for nonspouse dependents
under 18.
AGI concluded their study by stating the
minimal criteria any healthcare reform package must
cover: 1) full range of reproductive
health care services (abortion, sterilization, contraception)
2) dependents 3) confidentiality of
reproductive health procedures for all individuals covered
under the plan, and 4) preventive
reproductive services, without deductibles and copays,
again to assure confidentiality.
Improving the Fit, Reproductive Health Services in Managed
Care Settings”
Having failed to get their agenda though
the Clinton Administration’s National Health
Insurance Plan, PP/AGI went back to the
drawing board and formulated an incremental
approach to accomplish their goals in
their 1996 Proposal “Improving the Fit, Reproductive
Health Services in Managed Care Settings”.
AGI recommended that “all manage care
systems” cover the full range of
reproductive services for all “enrolled individuals of
reproductive age…. and where religious or personal
reasons, that may not provide for all
these covered services, AGI insisted that
all religious plans must contain a bypass
mechanism to help enrollees access these covered
services4. AGI went on to state that “key
to this recommendation is the
establishment of appropriate procedures for plan enrollees to
demonstrate enrollment without having
to involve a parent or spouse”.
In addition to the above, AGI recommended5:
• Control of Administration (billing and
claims) to maintain confidentiality.
• Direct Access to OBGYN to include
confidential procedures for abortion,
contraceptives, sterilization, artificial
insemination and invitro-fertilization.
• Nationwide subsidized family planning
clinics (to include confidential coverage for
children).
• Accreditation standards to ensure
accessibility and confidentiality of reproductive
health services.
Planned Parenthood Agenda Shapes Health
Care Financing
When Americans thought the Clinton
Administration’s National Health Insurance was
defeated, the bureaucrats supporting “Improving
The Fit”, incrementally pushed through state
and federal health care legislation
promoting and reinforcing a health care “Culture of Death”.
State Children Health Insurance Plan
(S-CHIP)
AGI's first goal of their 1996 “Improving
the Fit”, recommending that family planning clinics
seek out and market themselves to managed
care systems, was accomplished through the
new State Children's Health Insurance
Program (S-CHIP). The federal government
established the State Children’s Health
Insurance Program (S-CHIP) in 1997 to expand health
care insurance coverage to children under
19 whose parents earn up to 200% of the poverty
level. 48 billion dollars have been
allocated to this program over 10 years (1998 to 2007), with
the basic stipulation that covered
services would include physician and hospital care,
laboratory, X-ray services, well-child
care and immunizations. While the major goal of this
program was to make health care affordable
to lower income families, the reality is that
millions of dollars from S-CHIP are being
channeled into the promotion and provision of
confidential family planning services that
include sterilization, contraception, and abortion.
Teenage females can be signed up for a
CHIP program by schools, family planning services,
and social service organizations and given
contraceptives, and abortions without their parents,
knowledge or consent. Taxpayers are
subsidizing these services, thereby violating millions of
American’s deeply held moral convictions
and threatening religious liberty guaranteed by the
Constitution. Lawmakers must be encouraged
to reform S-CHIP at both the federal and state
levels by specifically removing coverage
of contraception, sterilization, and abortion.
Why are Family Planning Services covered
by S-CHIP?
The reasons that confidential family
planning services for teenagers have been slipped into
state CHIP programs comes from 1) the
choices the federal government gave the states to
implement the program 2) the vague and
confusing manner in which S-CHIP was presented
to state legislators and 3) the powerful
lobby of pro-abortion organizations. Although not
required by Congress, it appears that most
state plans cover family planning procedures. All
50 states have used the federal funds to
either expand their Medicaid program (21 states),
develop their own program (16 states) or combine
Medicaid with a state designed program.
(13 states).6 Because Medicaid is mandated
to cover family planning services, the states that
chose to expand Medicaid (AK, AR, DE, HI,
ID, IL, IN, KS, LA, MD, MN, MO, ND, NE, NM, OH
SC, SD, TN, WI + DC) 7 were required cover
these services. The states that opted to develop
their own program were not mandated to
cover family planning services. Though S-CHIP
legislation states that “such funds may
include coverage of abortion only if necessary to save
the life of the mother or if the pregnancy
is the result of rape or incest,” exact coverage or the
exclusion of abortion and other specific
family planning services are not mentioned.8 Despite
this, 48 out 50 states took the liberty to
offer full confidential family planning procedures.
“Reproductive Rights” and abortion
advocate groups are pleased with the outcome.
Recommendations of the Alan Guttmacher
Institute (AGI), the Research Arm for Planned
Parenthood, state that “all managed
care plans should cover the full range of reproductive
health services for all enrolled
individuals and all dependents of reproductive age” and that if
providers have religious or moral
objections to offering these services “plans must have a
bypass mechanism to help enrollees access
to covered services” 8 Additionally, AGI’s goal of
maintaining confidentiality at all phases
of family planning services, including referral, billing
without deductibles or copays,
accreditation standards, and the establishment of nationwide
subsidized family planning clinics,9 has
also been embraced by most S-CHIP plans.
Unhealthy consequences of family planning
services
While brochures describing the S-CHIP
plans sound benevolent, parents may be uninformed
that their daughters may receive
contraceptive and abortion procedures without their
knowledge or consent.10 Besides the
outright killing of the unborn; this is particularly
detrimental given the long-lasting,
life-threatening psychological and physical complications of
abortion and contraception. Compared to
women who have given birth, the suicide rate of
women who have undergone abortions is at
least 6 times higher 11 and the overall death rate
in the year following an abortion is 4
times higher.12 Substance abuse, post-traumatic stress
disorder, depression and a host of other
psychiatric problems are common in women who
have undergone abortion.12 Abortion is
also associated with an increased risk of cervical
incompetence, ectopic pregnancies,
infection, and other physical complications which reduce
a woman’s chance of later having a wanted
child.13 Twenty-seven out of thirty-three studies
have shown a positive
link between abortion and breast cancer
with the overall increased risk being 30.8%.13 In
young women who have had multiple
abortions and never have had a full term pregnancy,
the breast cancer risk is increased
several fold.14 Since 1980, 18 out of 20 studies have
shown the oral contraceptive pill to add a
significant risk of developing breast cancer.15 Most
of the studies have shown the increased
risk to be in the range of 40%11 to 88%17, with the
greatest risk (210%) being in teenage
women.18 Because breast cancer is the leading cause
of cancer in women (1 in 8 American women
will develop breast cancer in her lifetime)19, oral
contraception and abortion put teenagers
at extremely high risk. The contraceptive pill is also
associated with a significant increased
risk of blood clots, stroke, heart attacks, and cancers of
the cervix and liver.20 “Safer Sex” advocates
claim condoms provide protection from HIV virus
and pregnancy. Given the naturally
occurring voids or “channel like defects” in latex used in
condoms that are between 10 to 700 times
larger than the HIV virus, and the actual breakage
rates of condoms being approximately 5%,
reproductive rights advocates have erroneously
led the lay public into believing that “safer
sex’ is 100% effective.21 “Non-health” procedures
such as contraceptives and abortions
should not be paid for with tax dollars, and parental
consent must be required to protect our
teenagers and the unborn.
States that removed Family Planning
Services from S-CHIP coverage
Groups in Pennsylvania and Michigan have successfully removed family planning
services
from their S-CHIP programs. In 1998, the Pennsylvania Catholic Health Association (PCHA)
and the Pennsylvania Catholic Conference
(PCC) jointly sent a proposal to the Executive
Director of the Pennsylvania Children’s
Health Insurance Program (CHIP) which stated “It is
imperative that families with eligible
children have an adequate choice of providers and health
plans, as well as built-in protections to
ensure access to high-quality health care. If this
program is to be workable, it must allow
and protect participation by Catholic-sponsored
providers and plans without requiring that
they offer morally objectionable procedures, some
of which are included in a “core benefit
package.”22 Pennsylvania appears to be the only state,
which does not pay for any family planning
procedures with federal S-CHIP funds.
In Michigan, the Engler Administration was initially
under the impression that to receive federal
funding, the state’s (CHIP) program would
have to include family planning procedures. The
initial MIChild program provided coverage
for family planning services, including abortions.
Concerned citizens and organizations
together formed a MIChild Reform Committee, which
educated lawmakers on S-CHIP point by
point. As a result, MIChild has been amended to
remove the coverage for sterilization and
abortion except to save the life of the mother. The
current focus, of the MIChild Reform
Committee, Parental Rights Coalition, Christus Medicus
Foundation and other prolife/profamily
groups, is to encourage the Engler Administration to
pass an amendment which would remove
federal and state funding of contraceptives,
currently distributed to children under 19
years of age without parental consent.
In their April 2002 Fact Sheet, Planned
Parenthood encouraged use of S-CHIP to expand
their control of American children’s
sexual and reproductive health care. Since CHIP enables
states to design the program best suited
to their needs, Planned Parenthood urged health
officials to advocate the extension of
adolescent reproductive health coverage (euphemism for
contraception and chemical abortion), in
their states and to actively participate in outreach
efforts that can significantly enhance
adolescent access to healthcare. “Because an estimated
16 percent of uninsured children are
adolescent women aged 13-18 (AGI, 2001) and
approximately one out of every six teens
ages 15 to 18 lacks health care coverage” (CDF,
Summer 2001), CHIP – has become the
largest investment by the U.S. government in
children's health care since Medicaid was
created. This could provide a significant funding
source for family planning services for
these adolescents. 23
On June 18, 2002, the Christus Medicus Foundation (CMF)
discovered that the Michigan
Conference Committee for the Community
Health Department (consisting of House Speaker
Rick Johnson (R), Senate Majority Leader
Dan DeGrow (R), Assistant Majority Chair for
Conference Committee Senator Joel Gougeon,
and Chair for Community Health Department,
Rep. Micky Mortimer (R)) had ditched House
Amendment (H1) to Senate Bill 1101."
Republican leadership in the House and
Senate thus missed an opportunity to remove the
funding of non health-care services in
order to protect:
• children's physical and psychological
health,
* the rights of parents to know what
services their children are receiving, and
* the rights of taxpayers not to fund
unhealthy and morally objectionable chemicals and
devices which undermine the family.
House Amendment (H1) to Senate Bill 1101,
introduced by Michigan Reps. Scott Hummel and
Gary Newel, passed 73 to 22 on the floor
of the House on May 22, 2002. This amendment
would prohibit state and federal tax money
for contraceptives, currently available through the
State Children's Health Plan (S-CHIP) 2002
budget, known as MIChild, from going to Planned
Parenthood, abortion providers and other
organizations that undermine parental authority by
providing and promoting contraception to
minors without parental consent. The Christus
Medicus Foundation was given the following
response on why the H1 amendment did not
appear for a vote at the public conference
Committee held on the morning of June 18, "The
committee had to delete (H1) because to
get federal funds for MIChild, the federal
government requires coverage for contraceptives
without parental consent," said Bret
Henderson, legislative aid to Senator Gougeon. The
truth, however, was otherwise. "It is
important to note that there is no federal
government requirement for the state of Michigan to
provide coverage’s of these
benefits," said Congressman Joe Knollenberg in a letter dated,
Oct
8, 1998 to O'Dea
responding to whether the federal government required Michigan to fund
contraception in MIChild.23
In the June 18, 2002 afternoon Senate session on the Michigan Department
of Community
Health budget, Senator Dale Shugars gave
the following protest statement against the
adoption of the first conference report on
Senate Bill No. 1101: "I rise to vote 'no' on this bill
because of the fact that the conference
committee took out section 1678 that says, 'MICHILD
funds shall not be used to provide or
promote any contraceptives to minors without parental
consent.' I believe that undermines the
families in Michigan. I know that here is an argument
that the federal government will sanction
if we were to pass that, but the House of
Representatives passed it with 72
Representatives supporting that language. I thought we
should be supporting that. We support our
parents’ rights, and I think this just undermines it. I
have been told also that the policy for
state employees’ health care has the same verbiage as
for minors of employees who work for the
state of Michigan that the parents don't have to be
notified for their children to get
contraceptives. I think that undermines the family values that
are so important to all of us, and so
that's why I voted 'no.'"
Because states are allowed a large amount
of flexibility, the Medicaid CHIP program in New
York recently applied for and was granted by
President Bush a waiver that increased payment
of confidential contraception for children
in families up to 200% of the poverty level. These
types of waivers are being requested by
most states. In the states where the bureaucrats
supporting the PP agenda go unchallenged,
huge amount of dollars are being used to
undermine parents and shape the conscience
of our children’s sexual behavior.
Federal Employee Health Benefit Plan
(FEHBP)
AGI’s second achieved goal was the federal
mandate in H11187 Federal Employee
Health Benefit Plan (FEHBP) that forced
Americans to pay for contraceptives for federal
employees. Along with this mandate the religious
organizations that qualified for the
exemption to opt out of providing coverage
for contraceptive procedures were identified. The
irony is that it appears that the
religious organizations, identified in the legislation as qualifying
for this exemption, were originally
provided to the legislators by Office of Personnel
Management (OPM). All of the health
care organizations identified, had already formed
arrangements to facilitate coverage for
contraception. 2 As of the writing of this paper, there is
not a FEHB Plan that excludes arrangements
for payment of contraception.
AGI now had a model to show religious
organizations how they could cooperate with
the family planners. According to the December 1998 issue of
The Allen Guttmacher
Report On Public Policy “OPM directed
federal agencies to inform their employees that if an
individual provider within a plan declines
to provide contraception, they should contact the
plan, which “will arrange for you to
have access to a provider who will…25” This report leads
one to believe that a provider is required
by law to arrange for these services. However, a
provider is only required by law to make arrangement
for these services if they agreed to do
so in their health plan design. All of the
plans offered by religious organizations, identified in
the FEHBP legislation, have agreed to
provide access to contraceptive procedures?
The family planners, through the
assistance of AGI, used the passage of the FEHBP law
to set the stage for state and federal
laws mandating contraception in all health plans.
The December 1998 Guttmacher Report
claimed “Contraceptive Coverage Makes In-Roads”
with the passage of the new FEHBP law. “An
important precedent for mandated contraceptive
coverage in private-sector insurance plans
was set this year in Congress…. “Both in Medicaid
and the private market, religious plans
have found ways to provide access to contraceptives
while remaining at arms length from them.”
25
The quote from The Guttmacher Report
(December 1998) on public policy states: “Both in the
context of Medicaid and the private
market, religious plans have found ways to provide access
to contraceptives while remaining ‘at arms
length from them’ this demonstrates the urgency
for Americans to fight for the right to
life and protection from parental authority being
undermined, by even religious
organizations. Developing health care alternatives that fundlife
saving care and which exclude funds and
access to procedures that promote death and
increasing state control of our children
must become a national public policy priority.
In Evangelium Vitae, Pope John Pope Paul
II alerted us that “health care professionals are
sometimes being manipulators of life” and
in Centissimus Annus, he alerts us to the State
using the Church to accomplish its goals.
The 105 Congress, state legislators, health care
professionals and AGI, crafted legislative
initiatives for insurance coverage for reproductive
services, that violate church teaching and
have cleverly used religious organizations to
cooperate in facilitating provision of
these procedures.
Although the family planners would like
health care providers to believe that religious
organizations are required to facilitate
coverage for sterilization, contraceptives, abortifacients
and abortion for rape, incest and life of
the mother, it is not federal law. AGI and the
reproductive rights proponents are making
it appear that this bypass
mechanism is a
federal requirement for religious
organizations.
However, the federal government has not yet
mandated contraception, sterilization or
abortion for any reason in private health care plans, nor
have most states. This was reinforced by
the 9th U.S. Circuit Court of Appeals in San Francisco
decision where-in by federal-government
lawyers urged denying the Navy the right to stop
paying for an abortion (for an Everett woman carrying a baby missing most of its
brain). Abortion
coverage was not a federal mandate for
any health plan. 26
Health Insurance & Accountability Act
(HIPAA)
AGI’s goals to control Administration
(billing and claims) in order to maintain confidentiality
and to control accreditation standards, to
ensure accessibility and confidentiality of
reproductive health services at the
federal level was initially accomplished by the Clinton
Administration in HIPAA. Through extensive
lobbying and educating by the Christus Medicus
Foundation this regulation was later
reversed, at the federal level, by President Bush.
The 1,500 pages of regulations, examined by Cynthia Dudek, Advisor to
Christus Medicus
Foundation, has uncovered the serious flaws undermining parental
rights in the health care
decisions of their children.
CHILD/PARENT BARRIER: Parents may not be allowed to have access
to the medical
record information of their minor children
and children may be treated without consent.
[§164.502(g) (1) Standard: Personal
representatives
Ms. Dudek raised the issue of parental
rights in early February and worked diligently with the
Christus Medicus Foundation, which joined
forces with the National Conference of Catholic
Bishops and the Family Research Council to
alert and make recommendations to Secretary
Claude Allen at the U.S. Health and Human Service (USHHS) and to
the Whitehouse that
eventually resulted in President Bush’s
decision to protect parental rights.
Privacy Rules
President Bush Protects Parental Rights in
HIPAA
On April 12, 2001, Christus Medicus Foundation reported
that Health and Human Services
Secretary Tommy Thompson of U.S. Health
and Human Services had announced:
"Today, I am pleased to announce that
the President is taking a bold and definitive step to
protect the rights of citizens to keep
their medical records confidential.""...parents will have
access to information about the health and
well-being of their children, including information
about mental health, substance abuse or
abortion.”
The Department of Health and Human
Services clarified that State laws or other applicable
laws govern in the area of parents and
minors. In addition, the Final Rule clarifies that, where
the minor controls his or her own health
information and the law does not define the parents'
ability to access the child's health
information, the licensed health care provider exercises
discretion to grant or deny access, as
long as that decision is consistent with state or
other applicable laws.
A change in medical privacy rules proposed
yesterday by the Bush administration
would eliminate a provision requiring
patients to give written permission before their
records can be viewed by a third party,
giving parents the ability to scan their
children's medical records to see if they
have at any time sought an abortion or
undergone treatment for sexually
transmitted diseases, the Washington
Post reports
(Goldstein, Washington Post, 3/22). The proposed rule alters a Clinton administration rule
that requires doctors to obtain patients'
consent before disclosing their records to third parties.
Under the Clinton rule, if a minor has the right to obtain
a medical service without parental
consent in a certain state, he or she also
has the right to privacy (Meckler, Associated Press,
3/22). The Bush administration announced
last April that it would alter
the rule to allow parents
access to their children's medical records
(Kaiser Daily Reproductive Health Report, 4/13/01).
However, the proposed rule would not trump
any state laws that specifically guarantee minors
the right to privacy. Privacy advocates
said minors may be more hesitant to seek "sensitive
health services," such as abortion,
under the proposed Bush rule (Washington Post, 3/22).
"It's a real step back," Janlori
Goldman, director of the Health Privacy Project at
Georgetown University, said (Associated Press, 3/22).
The rule will be published in the
Federal Register next week and will be subject to a 30-day
comment period. The government
will decide whether to issue a final rule
that carries the "force of law" after reviewing the
comments (Pear, New York Times, 3/22). The final rule would take effect
on April 14, 2003,
but "certain small health plans"
would have until April 14, 2004, to comply (HHS release,
3/21).
Consent and Notice in HIPAA
It will be very unlikely that anyone
understands all of the regulations in HIPAA. However, the
U.S. Department of Health and Human
Services (USDHHS) was clear on the patient’s
consent for release of health information.
Page 53231 of HIPAA in the Federal Register
states:
“The Department disagrees that
safeguarding individual’s privacy interests requires that
individuals be permitted to authorize all
uses and disclosures of protected health information
about themselves. In developing the
Privacy Rule, the Department carefully weighed privacy
interests with the need for identifiable
information for certain public policy and national priority
purposes“.
Equity in Prescription Insurance and
Contraceptive Coverage (EPICC)
Allen Guttmacher Institute (AGI) and
Planned Parenthood (PP) achieved their greatest
success when Nineteen (21) states (Arizona, California, Connecticut, Delaware, Georgia,
Hawaii, Iowa, Illinois, Maine, Maryland, Massachusetts, Missouri, New Hampshire, New
Mexico, Nevada, North Carolina, Rhode Island, Texas, Vermont, Washington, and New York)
passed Equity in Prescription and
Contraception Coverage (EPICC) legislation that would
require all FDA approved
contraceptive/abortifacient chemicals and devices in all state
regulated insurance plans that have
prescription coverage. Although a few states have
included conscience clauses, it does not
appear that any fully insured health plan can
exclude contraception coverage.
The California legislation, which was
signed into law by Governor Davis on September 27, 1999,
is called "The Women's Contraceptive
Equity Act." This is the legislation modeled after EPICC
in Prescription Insurance and
Contraceptive Coverage Act) introduced in nearly every state and
its federal counterpart is currently
pending in Congress. This mandate forces employers—even
religious employers—to pay for such
coverage, even when so doing it violates the teachings
of these religious entities.
Catholic Charities of California sued in
July 2000 to have the law overturned on the grounds that it
violates the First Amendment’s right to
freedom of religion. March, 1, 2004 California Supreme
Court Ruled that Catholic Charities Health
Care Plan Must Include Contraception (March 1, 2004)
- A Roman Catholic charitable
organization must include contraception coverage in its health
care plan for workers even though it is
morally opposed to contraception, the California
Supreme Court ruled Monday.
Most parents don’t know this means that a
health plan from a Catholic organization, with
prescription coverage, must pay for
confidential coverage for chemical and mechanical devices
that, not only prevent pregnancy, but also
induce abortion. It is outrageous that a child can now
take their parent’s insurance card to a
health clinic and get these abortifacient chemicals and
devices, without parental knowledge and/or
consent.
The 6-1 ruling could reach far beyond the
183 full-time employees of Catholic Charities and affect
thousands of workers at Catholic
hospitals. The high court said Catholic Charities is no different
from other businesses in California, which
is one of 20 states that require company-provided
health plans to include contraception
coverage.
This is only the beginning of the attack
on the Catholic Church. If the Catholic Church can be
forced to cover contraception for its
workers, then it can be forced to pay for abortions and even
homosexual relationships. Not only will
the Catholic Church be attacked but so will Evangelical
Protestant churches and other faith based
organizations. The proponents of abortion and
immorality are demanding their outrageous
agenda as part of their civil rights and freedom “to
choose”. Choice however is only for them.
Catholic and other faith based employers are given
"no choice." Health care is
quickly becoming a major battle for freedom in the war between the
“culture of life” and the “culture of
death”.
Since many Catholic hospitals already have
contraception as part of their regular health plans, it
was not a surprise to see Catholic
Charities adhere to the new law and provide contraceptives as
health-care packages until the outcome of
the case is concluded. "It is a fact," acknowledges
Carol Hogan, associate director for
pastoral projects and communications for Catholic Charities of
California, "and it is one that was
used quite effectively by the opposition. This is a matter of great
concern to the bishops, and it is being
dealt with." The availability of contraception coverage for
employees of many Catholic organizations
suggest that the Church is not all that horrified about
being associated with contraception. If
Catholic hospitals can come up with an arm's-length
“bypass” using Third Party
Administrators,--as many Catholic hospital systems do when they
adopt a hospital or health insurance plan
that provides sterilizations and abortions, then why is
Catholic Charities making such an
objection to contraception. 27
Richard Doerflinger, of the pro-life
office of the US bishops' conference, responded that the
bishops are taking seriously the health
plans of Catholic organizations. He attributes
contraception coverage to an oversight by
many Catholic administrators. "They never looked at
their employee health insurance as
something that needed moral scrutiny, and just bought a
package," Dorflinger says.
"That's extremely unfortunate, and it is being corrected now in many
instances." 28
Although the California contraceptive law
does provide for a religious exemption, the exemption
(which has been characterized as
"narrow" by Planned Parenthood) is really a smokescreen. The
"religious exemption" only
applies to "religious employers." "[A] 'religious employer' is
an entity for
which each of the following is true: (A)
The inculcation of religious values is the purpose of the
entity. (B) The entity primarily employs
persons who share the religious tenets of the entity. (C)
The entity serves primarily persons who
share the religious tenets of the entity. (D) The entity is a
nonprofit organization…."
Richard Myers, Professor at the Ave Maria
Law Schools and Board Member of CMF, has
provided an excellent analysis of the
California Act. It is quite clear that this exemption would
cover very few—if any—Catholic
organizations. For many of them, the purpose of the entity is not
to inculcate religious values. Many of
them do not employ or serve primarily persons who share
the religious tenets of the entity. Think
about a hospital or a school, or a soup kitchen or a
homeless shelter. Moreover, the exemption
would be very difficult to administer. Is the Capuchin
soup kitchen supposed to inquire whether
the individuals it serves "share the religious tenets of
the entity?" In addition, the
exemption is only available to nonprofits. The clear message is that
anyone else, e.g. the devout Catholic who
runs his or her own business, forfeits the right to
religious freedom in this part of his or
her life. It would appear that religion is only acceptable
when it doesn't matter, or at least
doesn't matter very much. Religion, in this understanding, is
treated by government as a hobby, as a
Yale law professor once noted.
EEOC Ruling on Contraceptive Co |